Move money globally. Settle locally.
Manage balances in USD, EUR, GBP, INR, and more. Send instant transfers to other members, convert currencies at live rates, and withdraw directly to your domestic bank account.
As featured in
By the numbers
Built for institutional scale
€2.4B+
Processed Volume
Annual cleared liquidity
99.99%
Clearing Uptime
SLA bank-grade reliability
140+
Global Corridors
Instant settlement rails
< 3.2s
Avg Settlement
End-to-end clearing time
Core Capabilities
Everything you need to move money globally
Multi-Currency Accounts
Hold, convert, and manage EUR, USD, GBP, INR, and other major currencies with real-time mid-market exchange rates.
Instant Peer-to-Peer Payments
Send and receive money instantly using unique Moonlight wallet codes or QR scans, with real-time cryptographic verification.
Proactive Account Protection
Multi-factor session security, automated fraud prevention, and new-account security holds to safeguard your balances.
Domestic Bank Payouts
Withdraw funds directly to domestic bank accounts via IMPS and UPI in India, SEPA across Europe, and Faster Payments in the UK.
International press recognition
Fintech Excellence 2025Moonlight sets a new benchmark for European cross-border settlement and instant digital liquidity across international corridors.
— European Banking Review
Global Clearing ReportThe definitive European-first multi-currency clearing engine uniting SEPA Instant rails with direct Asian and American payout rails.
— Global Markets Intelligence
Top European FintechA sleek, bank-grade digital wallet engineered with precision, zero artificial latency, and 256-bit cryptographic verification.
— Fintech Disruption Series
Fintech Innovation AwardRecognized as Europe's premier multi-currency wallet standard for seamless liquidity management and verified cryptographic transfers.
— European Fintech Awards
Next-Gen Wealth InfrastructureRedefining how global money moves with Apple-grade design simplicity and rigorous European regulatory compliance.
— Enterprise Fintech Spotlight